This Is Called Competition ~ Michael Hoyt

On my medicare advantage plan I have decided to switch from United Health Care to the Humana Gold plan. Both are zero premium but Humana has zero doctor co-pay ($10.00 for United,) zero co-pay for tier 1 medications ($7.00 for United) and most of the other co-pays are less including ambulance, specialist, hospital and most other tiers of medication. Humana also has a free gym membership called silver sneaker. United Health care has that also but but not on the zero premium plan.


This is called competition. This is what the ACA exchange is designed to do. Every October there will be an open enrollment period. People will be able to go in and take the best insurance they can get at the lowest prices. If they are unhappy with the insurance they took out or the company they chose they can change and they cannot be denied the change because of preexisting conditions.